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Showing posts from June, 2018

SIM-less Mobile Devices

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201841015108 US Patent Application Number         : Will update soon Problem Statement: Currently every mobile device will work only with SIM card either CDMA/GSM and there is a limitation with SIM slots in each mobile hence users can choose or use only limited networks in the single mobile device and there is no chance to increase the mobile networks without removing the old SIM card from the mobile device. Solution: The objective of this idea is to remove the SIM card concept and make the SIM-Less mobile phones. How it works: Each mobile phone is embedded with Mobile device ID which is unique (world-wide) and can’t be replaced or modified in any ways but can be read from the mobile device. The manufacturer generate the mobile d...

V-Swipe (Virtual swipe for both ATM and POS transactions)

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201741033080 US Patent Application Number         : 15972244 This idea is to swipe our credit/debit card (as an image or softcopy) from the mobile banking application. See the below steps for more details Process for CARDS: Step-1: ATM Card slot: This is a representation of ATM card slot which can be used to insert virtual card through swiping towards this card slot image. Orig. Debit/Credit card Image: This is the image of our original debit/credit card captured by the bank while registering for virtual swipe option Swiping direction indication: This image represents to direct the customers on which direction the card image should swipe If more than one card is available for the same bank account then customers should tap on the ...

MEDICAL DIAGNOSTIC SLIDE WITH SENSORS AND INTERNET OF THINGS (IOT) DEVICE

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201741032643 US Patent Application Number         : Will update soon This is new technology based diagnostic slides which can be used for diagnostic purposes such as blood test, urine test etc. How it works: On the slide micro circuit can be printed with multiple nano/bio sensors which can examine the blood, urine etc… On the single slide there will be multiple specimen collection points each point will examine different specimen and send the results to the microprocessor which can be attached at the end of the slide. So finally the microprocessor will collate all the results from each specimen collection point and send this report to the printer or mobile or system through wire or wireless mode. We can also attach the small display to this...

Multi Purpose & Multi Featured Scanner Device

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201741028344 US Patent Application Number         : Will update soon The card based transactions enables to use payment cards such as credit or debit cards which are ubiquitous to make a payment by electronic funds transfer. For decades such cards have included a magnetic stripe, QR code or electronic scannable code. The magnetic strip or QR code or electronic scannable code stores card data wherein the data associated with a customer/user, which can be read by physical contact and swiping past a reading head. The card based transactions can be performed across multiple channels of commerce. As mentioned above, the payment card-based transaction may be performed at a point of sale terminal (POS) in a retail store, or a shopping mall. Conventi...

FINANCIAL TRANSACTIONS USING BINARY CODED DECIMAL (BCD) BANKCARD

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201741031949 US Patent Application Number         : Will update soon Traditional method for financial transaction using bank card include, a user visits an ATM, inserts bank card in a slot provided at the ATM, and enter details such as PIN associated with the bank card, and performs the transaction. A magnetic strip or barcode or QR code or chip provided on the bank card stores card data wherein the data associated with a customer/user, which can be read/scan by physical contact and swiping past a reading head. The card based transactions can be implemented across multiple channels of commerce such as retail store, a point of sale terminal (POS). As the popularity and worldwide acceptance of bank cards has been grow exponentially, simultaneousl...

ATM banking just by an SMS (or) ATM SMS banking (or) SMS banking with ATM

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My idea is to add a new feature in all the ATM's called SMS core banking, it means without debit/credit card and PIN we can do all the core banking operations just by an SMS. Current pain points with SMS banking that my idea will solve: 1.    No system is currently available to do ATM operations just by an SMS 2.    As of today none of the ATM’s completely integrated with SMS banking feature for their core banking 3.    Customers always to have their Debit/credit card and PIN number to do transactions at ATM 4.    Currently very limited SMS banking options are available for the customers from all the banks. 5.    Customers cannot do direct money operations such as withdrawals or deposits in ATM with existing SMS banking 6.    To complete most of the core banking operations, customers need to visit the Bank 7.    Currently customer should remember SMS codes even for small ...

Contactless/Wireless ATM transactions

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201841014749 US Patent Application Number         : Will update soon Contactless transaction initiation is often performed with a “smart” card. Such a card typically includes radio-frequency identification (“RFID”) components for contactless communication with a point-of-sale device, and a magnetic stripe that permits the card also to be used in a conventional magnetic stripe card reader. The information communicated via the RFID components is generally similar or identical to the information recorded on the magnetic stripe. Payment systems that use contactless cards are generally restricted to providing a mechanism for a payment channel. In some systems, payment requests are routed through a conventional debit or credit authorization network, ...

REAL-TIME CREATION OF BANK ACCOUNT AND DISPENSING BANK KIT THROUGH ATM

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PCT Application Number                     : PCT/IB2018/055461                                                             India Patent Application Number  : 201741026768 US Patent Application Number         : 15983120 In recent years, financial services industry has become increasingly expanded. Financial institutions, such as Banks, now offer a wide variety of products and services which were previously not available to customers. Such expansion of products and services puts the financial institutions under significant pressures to facilitate these products and services to customers. However, nowadays, the customers have very minimal time to manage their mo...

CUSTOMIZABLE PLUG AND PLAY RANDOM ACCESS MEMORY (RAM) MODULE

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PCT Application Number                     : Will update soon Indian Patent Application Number  : 201841003716 US Patent Application Number         : Will update soon Currently every computer system/mobile device has RAM which is essential to run the operating system. Random-access memory (RAM) is a form of computer data storage that stores data and machine code currently being used. A random-access memory device allows data items to be read or written in almost the same amount of time irrespective of the physical location of data inside the memory. As the use of personal computers (i.e., desktops, laptops, workstations, PDA's, etc.) continues to flourish, the capabilities and deliverable expectations of software applications also continues to dramatically increase. In line with these increased capabilities, the hardware resources required ...

Mini washer for wrinkle free washing clothes with dryer

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Currently we have so many types of washing machines which are designed to wash and dry our clothes. The current machines are in many sizes from compact to bigger ones. However if anyone wants to wash single pair or only single cloth then we need to use entire machine and also after wash the particular cloth will be washed with wrinkles and it is not readily wearable. To overcome the above problem I am proposing the new compact machine with multiple features such as soaker, Washer and dryer etc…. How it works: This complete unit shapes as a vertical rectangle and with standard size so it allows hanging the cloths freely. We can hang up to two cloths as this unit is very compact and we can fit this as wall hanging machine. Need to hang the cloths as shown in the image. By default all the brushing rollers are on top and it will not create any problem to the customers while hanging the cloths in this machine. Once we hanged the clothes inside then we need to put little am...

Inbuilt automated jack system to lift the vehicles and to change the flat tires

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In the current world most of the people are using their own vehicles for comfort journey. However if any tire got flat then they need to change the flat tire and replace with good one. To do this first we should lift the vehicle whichever tire got damaged. Right now we have different types of jacks to lift the vehicle very easily but this is time consuming and manual process involved and majorly this process is too difficult for elders as they can’t do it manually. To overcome the above problem we need to have an automatic jack system at each tire and customers can control these automated jacks by pressing simple buttons which are installed inside the vehicle. How it works: Each vehicle should be installed with an automatic lifting jack (with hydraulics or gear or whatever the mechanism) near to each tire. Inside the vehicle we should install each controller for each automated jack system which can be buttons, gears, switch etc. These controllers are is in disabled mode whi...